Quote from: KWH on February 05, 2018, 06:41:39 PM

snip--

You are talking about things (BTC skyrocketing) that were not in the original agreement. This has no bearing on the loan repayment.
The lender did not make BTC prices soar and is it fair to let someone break the loan agreement? You should have nailed the terms to USD or a certain payback amount down but you did not.
I am asking Zazarb to try to make a settlement on this overdue loan and get it repaid to his satisfaction and hopefully something you can repay in a lump sum and put this behind you both.

KWH,

Firstly, I see that you are genuinely now trying to help out so thank you for that.

But come on, whats with the initial heavy-handedness and such one sided position you are taking?

I see you leave people a lot of red trust with the comment outstanding loan to zazarb. Although outstanding loan does not equate to dishonesty/scamming, so it would be better if the comments left by you were more something like user has gone dark while still having an outstanding loan. Are you officially zazarbs proxy DT or are you just constantly called on by him in the background.

I know you do good in this community and I hope you are acting from the perspective of making this place better, but you are wrong in this matter between zazarb and I. He is abusing the scam accusation section for this thread and leaving (and getting people to leave me) red feedback as there is NO scamming going on here. There is NO dishonesty here.

There are dozens of PMs between zazarb and I from April 2017 to now everything has ALWAYS been communicated. And Ive continued to make payments up until Christmas because of Christmas time and the very high price of btc. Only now that the btc price is dropping fast that he decides to make this public nd accuse me of being a scammer - WTF. He has only posted a small portion of all our PMs.

You state You are talking about things (BTC skyrocketing) that were not in the original agreement. This has no bearing on the loan repayment. Well of course it does. BTC went up 10x 20x so I could no longer afford the payments that definitely has a bearing.

You state The lender did not make BTC prices soar. Well neither did I as the borrower.

You state You should have nailed the terms to USD or a certain payback amount down but you did not. Well neither did zazarb.

You write goose20, you know very well how volatile BTC can be, you should have set better terms for the loan. You agreed to the terms and got caught in the inflated BTC price. This is your responsibility, you need to fulfill the terms you agreed to. It does not matter how much you have already paid or will pay, nor how much you gained or lost, what matters are the terms you agreed to. I would strongly suggest you make this right as soon as possible.

What a one-sided view. You could just have easily said something like:
Zazarb, you know very well how volatile BTC can be, you should have set better terms for the loan. You agreed to not take collateral from goose20 because of his high reputation and because you had so many profitable and positive dealings with him. He cannot currently fulfil the terms agreed to because of the massive increase in btc price, not because he is scamming you or because he is dishonest. You should remove this thread from scam accusations section as it is not a scam. You should change your feedback from negative to neutral if you want the public to know there is an outstanding loan. Goose20 is not untrustworthy and you know that he has communicated with you and kept making payments for months to come good on your agreement.

KWH, so let us break this down:

Zazarbs behaviour =

Long-term member of the forum.

Many positive trades, but also quite a few feedbacks in red.

Provided a no-collateral loan to a long-established client/customer.

The most recent loan was provided in April 2017 with a due date of May 2017. Then the btc price started to spike and kept up its meteoric rise to the point the customer could not afford to make payment. Everything was always communicated from the customer via PM.

Price of BTC starts to fall, the customer still cannot payment so he goes public.

Starts a Scam Accusation and begins the bullying process despite no dishonesty or scamming being part of the matter.

On this loan he is down currently.

On all business with goose20 he is up.

On all business in his lending thread he is up.

Charges up to 365% interest (sickly high) on loans despite holding at times over 120% collateral (very minimal risk).

States he provides loans not as a business but as a service to this community.

Goose20s behaviour =

Long-term member of the forum.

Over 100 positive trades all with exceptional feedback.

Despite being on DT for a long time (was on ms.escrow list), I only left red tag once - to someone who truly scammed this community. I did not use the DT position to be part of the forum police.

Went about my business with no drama and complete honesty.

Requested numerous no collateral loans and received many no collateral loans from several members, not just zazarb. All paid back with interest and with no issues.

The most recent loan was taken out in April 2017 with a due date of May 2017. Then the btc price started to spike and kept up its meteoric rise to the point I could not afford to make payment. Everything was always communicated to zazarb.

KWH, I respect you as Ive seen you on this forum a million times over the last 5 years. But I must state again, the stance you have taken is wrong in this matter between zazarb and I. I do not understand how you could be taking such a one-sided view, at all.

Cheers