They are actually not as open to technology as we think. Of course they embrace it, they have been doing so since they were young. But are they as prepared to change the way they do things? I do not think so. If you tell them to use new tech for showing off their lives on social media, sure. Make their lives easier? Sure. But change the way they do finance? Take control back from the banks and the state? Somehow, I believe they do not care unless it makes them more money. Entitled generation.
I'm also looking at the things in a similar way. Millenials proved to be better at using the technology than the people before them and it's natural since they were raised in that environment. Today's kids know how to watch cartoons on youtube before they know how to speak or write. But is it good for the skills that a person needs to develop in order to be a "creator" and not a "consumer"? Social networks, videogames, tv, youtube, you name it .. All of these services have contributed more to passive way of life than to being proactive and productive. Purpose of technology is to serve as a tool that we use to increase the quality of our lives, something to control and not to be controlled with.