Quote from: simonk83 on October 09, 2013, 10:08:33 PM

Ok, after several months of putting up with it I've run out of patience

Can we PLEASE do something about how the max time limit is displayed for lending, for the love of god.

For example:

The following is hypothetically available,

Days Rate Amount
3 43%     104.74
4 44%     306.08
6 46%     87.53

So I put in an offer at 60 days for 45%, so we have:

Days Rate Amount
3 43%     104.74
4 44%     306.08
60 45% 800.00
6 46%     87.53

Then inevitably some douche will come along and put in an offer for the same amount, but for 2 days. This then changes the above to:

Days Rate Amount
3 43%     104.74
4 44%     306.08
2 45% 801.00
6 46%     87.53

This gives a completely inaccurate view to anyone wishing to take up that offer, as they think the maximum days they can get is 2, when really there's an offer for 60 days in there.

This needs to be changed. Why don't you just add a little + next to each offer that has multiple nested offers in it, which when clicked shows every available offer with it's individual details? It's such a simple change but will make the site way more useful for lenders and borrowers alike.

Right now you get people "gaming" the system, and adding minuscule amounts to existing offers simply to reduce the max lending time down to something useless which then in turn makes their higher offer, perhaps 1% up, look more attractive.

I've requested this too, but I think the system likely still chooses the best loan for the borrower under the parameters they set. Just the display is weird. I have certainly seen MANY times 2 offers at the same rate. Mine and someone else, and mine goes out multiple times while theirs with the same amount just sits there.