Quote from: Come-from-Beyond on October 12, 2013, 11:48:46 AM

Quote from: nikb on October 12, 2013, 12:07:22 AM

Quote from: Come-from-Beyond on October 07, 2013, 06:02:43 PM

Quote from: djbaniel on February 21, 2013, 06:11:39 AM

Any newbies understand how consensus works on Ripple.com?

The answer contains just 3 words:

Ripple. Is. Centralized.

I don't think that the word "centralized" means what you think it means.

Fiat centralized. Paypal centralized. Ripple centralized. Do I get the word "centralized" correctly enough?

No - try harder. The facts are that Ripple is a distributed payment network. With that established, what, specifically, about it is centralized in your opinion?