53.763.640 €

That is your hard cap? Do you guys actually know how much money you need to start lending the money? Further on Bankera already got a bank. And since the company is registered in UK it will be really though for you guys.
I do not see not one special reason to invest in this ico.

If you have working products please show it to us. Spectrocoin was operational 4 years before they launch BANKERA project.

Yes ico of Bankera is finished with raised of more than 100.000.000€. We are waiting now for coins to be audit from external and internal company. I am not from their team, just investor who wants to know details.