After a month of hard work I have to pay quite a lot of things. I just got one about 200$ to invest in bitcoin. Should or should not. Please help me ! 
I think it would be better if you invest your money. with you invest it then your financial will increase than you do not invest it. if you continue to do so and get this benefit will meperbaik your economic conditions so you'd better invest. 
you only know the good beneifts of investing but you dont know that there are also a bad effects or a risk as what you called it. not all times the crypto market is in good condition but most of the times it isnt , therfor there is always a chance of loosing instead of winning however your loose will only be temporary and you can still be able to recover that looses if ever you have a lot of patience and the willingness to to wait for the right time and the right moment.