This. Ripple like fiat is a scam. People might fail to comprehend this though (they do with fiat) ...
Why people should care if XRP is "premined" ? Why everything should follow Bitcoin step by step ?
Mining is the way Bitcoin distribute coins, Ripple chose a different distribution scheme. It's not a scam, it's only a difference. Everything that is different than Bitcoin is not a scam.
People only care what is the most useful. If Ripple is most useful than Bitcoin people will use it and won't give a fuck about those bullshit premined concerns.
A privately held company who can increase the supply of currency at will is not a scam? That's like saying the Fed is not a scam.
People only care about what is the most useful, which is why most of them are utterly fucked when the normal way of doing things falls apart because currency supplies are mismanaged.