Banks have nothing to do with the xrp scam and create there own blockchain Corda with over 200 banks supporting it with the likes of: Bank of America, Merrill Lynch, CITI, Credit Suisse, DBS, HSBC, J,P,Morgan, MUFG, OCBC, Standard Chartered, UOB, SGX, Monetary Authority of Singapore (MAS)
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R3 and Ripple Inc in court over the sale of Billions of xrp for the real price of $0.0085 per xrp which the banks then sell to average joe for massive increase
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It has a massive inflation problem down the road (over 19% of bitcoin already on the market)
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It has a massive distribution problem with three quarters in the hand or half a dozen entities, even worse than current system
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Currently the most expensive coin on the market, plain stupid to think the junk its more valuable than bitcoin ethereum or anything else (massive overvalued)
What's wrong with you. Why so much hate? Did you buy at +3$?