Quote from: Financial Freedom 4U on May 19, 2018, 09:02:41 AM

Quote from: Shikaina on April 26, 2018, 08:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

I agree, it's really all about goal setting. And it is important to have smart goals. Test if your goal is SMART.

Is your goal:

S(pecific)
M(easureable)
A(chievable)
R(ealistic)
T(time frame)

,this may seem applicable in terms of financial management, but there are also times that when you are tempted to a certain thing or you just want to reward yourself, but also in the end before deciding its up to the person if he or she knows how to discipline his or herself.