If you put your money in a bank it's going to be safe as long as the bank doesn't go under but you won't gain a lot. Just crypto is more risky if we do not understand in the world of crypto of risk, the cryptocurrency is definitely higher than the risk of bank investment, but in terms of rate of return, the cryptocurrency is definitely higher, depending on whether you dare to take risks. But they give you total guarantee your money is safe and the interest is guaranteed as well. BTC
Most banks i know have indeed gone under in my country with the people saving there losing all their money as a result. if i were to lose money, I would want to lose it via bitcoin investment rather have a banker misuse it whiles i don't get a single penny back.