Don't be so sure. I only have deposited at a bank what I can afford to lose. The rest is in stocks and crypto.
I'm not sure, to be honest. But at the moment I have a good feeling with respect to the amounts I have in fiat and crypto and the associated risks. Neither amount is negligible, although neither is big, either. I think the most important thing is that everyone has to think about risks and potentials involved, and decide for themselves what they want; I have done that for me and feel good the way it is. I wouldn't like having 100% in either of the options.