Quote from: jayfitt on August 01, 2011, 12:55:31 AM

From what I've seen, the site looks good (my account isn't verified, can't login). My two concerns are https (already mentioned) and according to the privacy policy at trufina.com I may have to provide "other financial" information since I've changed addresses in the last year. Do you get a report from them and then activate accts?

Hi jayfitt,
I am working on getting the https in place at this time.
Trufina is not one of those "credit check" type websites. I don't think you have to pay for anything additionally. It's up to them to confirm you. I'm pretty sure of this. Their process is not too difficult to get through. They use your credit card data to first confirm you, initially, then they ask you a series of questions that, based on their web search using their customized algorithm, they grab your data, and if you don't match the questions right, you get a new set of questions. Im pretty sure they have some database access, but the companies that have real good database access charge the host site a large fee to verify customers. Trufina also uses Phone confirmation
The point is not for me to scrutinize everyone and make sure you have an A+ credit rating, it's to make sure that people do not sign up for the site, create some positive feedback, then scam people for something relatively expensive, only to sign up again and do the same thing. That's the main reason for this, is fraud prevention for the buyers. It does not have to be too complicated. Feedback is the first step, then ID verification comes in right behind it. If anyone has any better solutions that are less expensive and less intrusive, by all means, please share them, and i'll consider it. So far, Trufina seems workable.
If you sign up, and cannot get verified for some reason, then I will make allowances, but you'll have to send scans of personal info like credit card and drivers license and a current bill that matches the address on both.
I figured people would appreciate good security without too much infringement, so I opted for Trufina instead of this method, but either one can solve the problem. This way I can avoid holding everyone's personal info until or unless I become a full fledged registered business.

Hope that helps.