Ripple is older than Bitcoin, what not many people know. It was based on another algorythm but the idea was there first. After Bitcoin revealed itself the authors merged Ripple soft with blockchain verification protocol to prevent double spending which was the biggest issue. To be honest, its a nice piece of thech but even the banks involved in creating the current Ripple iteration are not using it on the open market.
Ripple staff has to show some success based on real world applications, maybe than it will start to rise.
Ripple is a large-capitalized currency so you can hold all the time, just in time for low prices and hold, now for only $ 0.48 / XRP is low for you to head With the large community, developed by many large companies, the Ripple will certainly be the currency of the future, which will compete strongly with Bitcoin.