You are a mod on a post with little expertise or insight into financial markets or financial regulation in the EU. Just having Maltese regulation - which hasn't even happened and is still in the consultation stage - is focused on gaming to start with and as a member of the ECB framework for banking Malta will still have to adhere to ECB regulation of crypto-currencies (please go ahead and deny it and i will point you to your OWN white-paper that states Palladium MUST receive ECB approval). Then lets just google ECB and crypto in the last month - completely independent of me and you will see and anyone can independently get that awareness of the ECB policy towards crypto. Perhaps you can tell me that you can predict the future and tell me when the ECB will create a regulatory financial license for crypto? No you can't and neither can Palladium so asking people for money with such a HUGE exposure on the legal framework is irresponsible and the ECB will see this dimly, i believe. Regular banks don't do an IPO BEFORE they get a license to trade! That's insane.
I mean lets look at Unikrn Gold. You, as an investor, invested in a coin for playing tournament gaming and now you are told "hey we are going into banking". I don't have to polish this turd for anyone with common sense to see that its a shill attempt to kick the Unikrn bucket down the road. Unikorn has made NO money and is burning it fast on operations.
naysayers like you with nothing better to do with their lives, will continue to pollute public forums instead. Regardless, we are not worried about Palladium.
Wow, UnikoinGold is not an investment, again if you followed the news you would see where Unikrn's CEO explains how this will effect UKG going forward, here allow me to link it to you, since you are too busy googling ECB, lol.
https://medium.com/@rahulsood/introducing-palladium-bank-and-palladium-exchange-a-joint-venture-with-bittrex-6296cdff8696 I also applaud your wizard powers on how you know Unikrn has no revenue streams, can you tell me next weeks lotto numbers too? Your intelligence and fortune telling is so fantastic.
Looking at your post history you are nothing but a marketing mouthpiece for the Unikrngold coin and project Urbane. The EU Prospectus Directive is the vehicle ESMA set up for ALL EU ICO's and still does not negate for the need for the ECB to regulate cryptocurrencies in order for a crypto bank to exist. Malta is a tiny part of the EU fiscal structure. They are under intense scrutiny from the EU for many fiscal oversights recently and the weight of the Maltese government, while definitely helping Unikrn, it is not guaranteed at all over such a complex issue with many other central banks against this because they actually want to create their own central digital currencies.
I think it's only responsible to discuss the complexities of an unregulated commodity / currency and the political ramifications needed to be overcome to make this a viable venture. That is the whole point of the EU prospectus to explain to your ICCO customers "Hey just because Malta has backed this idea, we still need ECB approval and TBH that is actually quite a complicated subject matter and WE MAY NOT receive it".