Quote from: U1TRA_L0RD on January 05, 2014, 12:50:02 PM

Quote from: Hawker on January 04, 2014, 10:18:28 AM

Quote from: U1TRA_L0RD on January 04, 2014, 06:03:52 AM

Quote from: Wilikon on January 04, 2014, 05:22:34 AM

CHICAGO (AP) The new year brought relief to some Illinois patients newly insured under the nations health care law. Others still werent sure whether they were covered, despite their best efforts to navigate the often-balky new system.
The major benefits of President Barack Obamas health care overhaul took effect Wednesday, the first day of 2014. By Thursday, the first business day of the new insurance system, it became clear that snags in the rollout of the Affordable Care Act still remained.
On the plus side, the laws protections mean consumers can no longer be denied coverage if theyre in poor health. New limits on how much insured patients must pay for care will mean fewer bankruptcies after catastrophic illnesses. Insurance plans must offer a minimum level of essential benefits, and care such as flu shots and mammograms will be fully covered without cost to patients.
But early problems with the federal HealthCare.gov website led many people to wait until last week to sign up, and insurers are still processing enrollment forms.
Paperwork problems almost delayed suburban Chicago resident Sheri Zajcews scheduled surgery Thursday, but Dr. John Venetos decided to operate without a routine go-ahead from the insurance company. That was after Venetos office manager spent two hours on hold with the insurer Thursday, trying to get an answer about whether the patient needed prior authorization for the surgery. The office manager finally gave up.
Im not a happy camper, said Nate Zajcew, the patients husband. The couple signed up for a Blue Cross Blue Shield bronze plan through the federal HealthCare.gov site on Dec. 16. I understand its just a matter of paperwork and yesterday was a holiday. I can be an SOB, too, at times, but since theyre going on with the procedure, its OK.
Venetos, a Chicago digestive system specialist, described tremendous uncertainty and anxiety among patients calling his office recently. Some thought theyd signed up for coverage but hadnt received insurance cards yet. Others had insurance policies that were canceled and werent sure if their coverage had been reinstated after Gov. Pat Quinn decided to allow one-year extensions of canceled plans.
Venetos said he has decided to take a risk and provide care for these patients, at least until theres less confusion about coverage.
We feel its the right thing to do, Venetos said. We may end up stuck holding the bag and not getting paid on these claims.

http://washington.cbslocal.com/2014/01/03/doctors-office-spends-2-hours-on-hold-with-health-insurer-for-patients-surgery-authorization/

So there are still some people remaining uncovered due to their flawed online application?

It seems they were covered but it was a holiday and the insurance company was understaffed.

Most of my family have my state's health insurance, Is oblama care a must have?

If you are American and if you have your state's health insurance, you already have Obamacare.