Quote from: jademacoy on August 02, 2018, 10:48:52 AM

Quote from: Playboi on May 31, 2017, 03:34:33 PM

Firsty, them deciding what is suspicious and not suspicious

Not everybody is an employee working for someone. Some people are entrepreneurs, and as an entrepreneur, you can have some HUGE days. I don't need a bank telling me that my successful day where i made $20k+ is suspicious if I want to withdraw all of it. (people have been arrested for making large withdraws before).

Also, banks freely allowing their customers to scam business (via chargeback). Instead of blindly chargingback purchases and screwing over merchants, visa applicants should be required to take a course outlining the risks of credit cards, and Visa should do proper investigations when a chargeback is brought up.

If a tracking number and proof of delivery can be proved, why should the customer be given their money back?

ALSO, i recently looked into banking investment options. It comes across as a way to just make more money off customers. Think of it like this. It's like it's just them taking your money so they can invest it in polyniex. I only tried it out cause my family (who doesn't know about bitcoins) encouraged it.

Do you have any gripes about banks

Actually i never dislikes this banks doing business with them. I do really like to have involve or get with their service because it is so convenient not to hold huge money in our very own pocket or to keep it within the house especially there are many possible reasons why you should not keep your money in your own house instead deposit it in the banks. This will be more secured than keeping it on our own will.

Exactly. Banks are just financial institutions set up by the government and do their job. I love the phenomenon of credit creation by the bank. They have been providing some great services like access to the authentic bonds issued by the government with zero default risk.

Besides, keeping money in your own house is not saving from the point of view of an economist because it does not gain value and actually loose value due to inflation. Keeping it in bank is something that allows you to get additional money apart from your own money that was put initially.