Quote from: Fatanut on August 13, 2018, 01:02:34 PM

~
Perhaps it's the other way around? Perhaps we value it more because we know that the money doesn't belong to us and if we lose it, we have to pay for it?

I don't think so. There are lots of examples when people borrow money and spend it one night and that's because it was easy money for them. When you work your guts out to earn a thousand bucks it is less likely that you will blow it off in no time than when you just took the money doing nothing for that.

Quote from: Fatanut on August 13, 2018, 01:02:34 PM

Not really sure about gambling and trading but in business, people usually take loans from the banks to start a business. It has become rather normal that we take a loan for emergency purposes but the main purpose of a loan is so that people will have money to start a business. They require a business plan so they will have an idea of what business you're going to build and if it's likely to be successful or not. This way, you also get to know the falls of your business and what are the reasons why it might be a bad decision to start that business.

Gambling is definitely not a business unless you are the owner of a casino, but trading is, and still I wouldn't recommend to borrow money for any business. I know that taking a loan in a bank to start a business has become a common practice, but from what I know it rarely has positive consequences.

Quote from: Fatanut on August 13, 2018, 01:02:34 PM

~ Starting a business or pretty much just risking money that you have borrowed and losing it all will put you in debt (negative balance) and it's a lot harder to start from there than zero balance.

That's right and that's exactly my point.