Being rich is according to fate and predestination
You have point but you need to work for it for you to be able to become successful base on my understanding if there is an opportunity then grab it, even if you are smart and you didn't use it in a wise way it will result into nothing, in life we need to became wiser to be able to be success in life and we should put hardwork for it, if we didn't grab the opportunity now then when it will be? If you want to became rich then work for it.
Yes that could be true to some that destiny makes them rich. But that destiny isn't just the way to be rich. I believe that hardwork and perseverance is very important for an individual to be rich. Being practical is in need as there are really a lot of problems that we would be facing as we continue our journey. What I think makes a person rich is the mindset of ourselves. If we set our mindset to reach a goal, then I believe we would definitely achieve it. Thus, being rich can be determined by chance and through mindset.
Agree with this destiny isn't just the way to be rich because we ourselves we are the one who will make our destiny just dedication and effort and setting a goal is the way to have a successful future so put in your mind that you will be successful in what you are doing and believe in yourself that you can do it don't mind the people that was successful now focus on your career and goals.