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Who do you consider to be your main competition?

Stellar Lumens, SelfKey, OmiseGo, Ripple, and Sovrin

EVEREST has many competitors and relatively strong competitors. What strengths will the project take to win this competition?

Cash Transfer: 100% validation of money sent to biometrically verified users.
Remittance: easy, cost-effective way for banks to offer money transfer services.
Micro-finance: full solution to lend money to the billions of people and SMEs.
Micro-insurance: collect documents, biometrically sign contracts to serve billions of users with or without devices.
Medical records: manage documents hosted in the cloud or device, track healthcare for all.
Land: combine titles, GPS coordinates, and identities to bank and secure land.
ID verification: verify identities for value exchange with integrated KYC/AML."

All this implies that Everest will have to have a deal with some bank right?

I wanted to get back to this one : Micro-insurance: collect documents, biometrically sign contracts to serve billions of users with or without devices

How do you plan to service people without the devices?

It utilizes biometric identity and an immutable ledger that allows the seamless exchange of value between governments, banks, NGOs, insurance companies, hospitals, and other organizations. It reduces fraud and leakage. It makes identity verification at scale more cost-effective than ever before.

Users receive social and economic benefits from their digital identity. No device is needed to access these benefits. An inclusive and secure identity means seamless value transfer and access to global economic services such as banking, credit, and insurance.

But you would need some kind of device in order to confirm your biometric identity... so you would still need a device, right?

You gotta have a biometric reader.

that means you would definitely need some kind of device.