Huge amounts of money have yet to come in. I'm talking about pension funds, teacher retirement funds and large index funds. They're not in the realm of cryptography right now, but they're just around the corner. There are two reasons. First, there is a lack of hosting services to help them provide/buy/store passwords. Second, it's too unstable for them. That has turned most of the big money going into crypto into technology-focused venture funds and some family offices.
Retirement funds + crypto? It doesn't sound right to me.
Why not? Pension funds, this is even a justified decision, only it should be voluntary.
Not only listed by you, but also regulation by different countries. When all laws with cryptocurrency will be settled, then fiat money will flow into Bitcoin and other altcoins.