Check my previous message carefully once again, please. We will work with our clients-banks (in our case), only according to the terms of mutual business agreement. The main responsibility for us as for a company is to fulfill the terms of such an agreement and of course, not to violate them. It is obviously, that it is in our own interests. Why do we have to compromise the security of the banks? Basically, I see no point and reasonable arguments for that.
Unfortunately you did not convince me. I do not see the point for banks to take risks and depend on one stranger. By the way, today's reality so far confirms my assumptions. There is still no real implementation of the agreements.
My friend, I don't think that this discussion needs to be continued. It is not about believing or not believing something. You were told by admin and other users here that they will have an agreement. An agreement has several conditions including the responsibility of parties and penalties in case of infringements. Universa is a legal body first of all (like Ripple Labs, e.g.). It means that if the company breaks the conditions of the agreements, it will be penalized. When you install Win 10, for example, you sign an agreement as well (electronically). If your personal data becomes property of the third party and you can prove that this because of Microsoft software bugs, you can go to court and get a solid compensation. This is how it works in real world. Ripple Labs develops the technology for several companies currently. I donotthink that those companies require something more than just an agreement.