Quote from: Perfect35 on December 22, 2018, 09:22:46 AM

There are two different school of thoughts on ripple, but almost everyone knows it will rise. If government should eventually have their ways on cryptocurrency and centralize crypto, ripple would rise, since it is already a centralized coin. Although, thus nature of his is what is causing controversy, because the team behind it own the bulk of it and they may likely dump it at anytime.

Good morning, you are misinformed on a few points here. Below is a website with proof, please review and let me know if you have any questions. Ripple, the company is obviously centralized however XRP, the token is extremely decentralized. As of this writing Ripple only controls 7% of the XRP Ledger and 27% of the UNL's and those numbers are dropping. Also, while the founders do hold 20% of the total supply they have selling restrictions. The agreement they have with Jed McCaleb of Stellar is that he cannot sell more than 1% of daily XRP volume. This is done specifically so that his XRP sales cannot negatively effect the market. The team at Ripple are a collection of the best and brightest around the world. Larsen is on the board of the IMF, Zagone involved in the US Fed faster payments task force. Treacher former board member of SWIFT. Marjan Deletinne former senior SWIFT employee. Susan Athey on the board of Ripple. The bottom line is that XRP is becoming more and more decentralized every day as new UNL's replace Ripple's UNL's and the team at Ripple know the future and are preparing 5 years ahead of the competition.

Also, Governments will be releasing their own Central Bank Digital Currency's (CBDC's) and this will actually support faster adoption of XRP. The CBDC's will allow people to feel more comfortable with digital assets and governments will increasingly use them however they still need a decentralized and trustless SETTLEMENT asset and this is where XRP steps in. XRP was not designed to be a currency, it was designed as a settlement asset whether for FIAT, CBDC's or any other form of value between centralized entities such as governments of b2b. XRP has a very bright future. Good luck to all!

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