Quote from: LoyceV on January 28, 2019, 04:11:48 PM

Quote from: tracyspacy on January 27, 2019, 03:56:22 PM

At the same time let's see few accounts offers examples:

- Legendary account for 0.015 BTC
No negative feedback - Never requested loans - Never banned.
Position - Legendary
Posts - 1119
Activity - 1119
Merit - 1018
Trust - Green trust
https://bitcointalk.org/index.php?topic=5091528.0

- Legendary account for $150
https://bitcointalk.org/index.php?topic=5094226.0

I'm with VINSIN on this one: they could be scammers trying to steal an easy 0.015BTC/$150, without having access to the account.

Quote from: tracyspacy on January 27, 2019, 03:56:22 PM

So as a conclusion, I propose to consider current accounts valuation drop while accepting non-collateral or account pledged loans.
Therefore loanable amounts for such loans should be lower than acceptable "exit price" for hero/legendary members. My current estimate is: up to $50 for legendary and $30 for hero members. Another question are such loans make sense for both parties

I like to think I would instantly get a $200 loan, no questions asked, if I ever apply for it (but I would never give my account as collateral!). There's a huge difference in trusting an active account, or trusting someone who has (many) farmed Legendary accounts with only a few posts in the past months.

unfortunately it happens, users with high-ranked accounts prefer to lose their trust and make their accounts worthless just to not repay $150 loans (based on my case it were non-collateral loans to legendary/hero members).

so, will say it once again, not repaying loans looks like easiest way to leave bitcointalk forum with profit and minimum efforts/risk (they even shouldnt sell account just drop it and go)