As account trading is not trustworthy taking account as collateral means 0 collateral and if default then from there lender can get 0 satoshi.
But by taking account as collateral may decrease more scam activity as Borrower will not have any access of the account. But if the lender is the same of borrower I mean if lender trades the account then his personal account as well as selling account should be tagged negatively. As happened for grtthegreatI quite do not get what you intend to say, can you please elaborate?
Account trading is not trustworthy and DT will give Negative trust for account trading.
So, anyone takes account as collateral and then borrower default the loan, then lender cant sells the account that means lender cant to be benefitted by taking account as collateral.
But by taking account as the collateral lender may prevent more scams. As on that time borrower would not be able to take any more loans or would not be able to sell any currency which can be reversed.