Quote from: mjglqw on February 01, 2019, 04:40:58 AM

Quote from: gentlemand on February 01, 2019, 02:27:49 AM

I don't understand why the lending area exists at all. Its prime purpose seems to be for senior members to sneer at the cognitively suboptimal attempts by nobodies to con them.

There are appear to be virtually no successful loans, just an endless cycle of insults and impotent scam attempts.

Not to mention those loan applications from mostly Newbies and Jr Members where they're not actually planning on giving any collateral at all. Nooope; not an obvious scam at all. These loans should be locked to members or full members and up only to lessen the too-obvious scam attempts.

A perfect example:

Quote from: Mormonism on January 18, 2019, 08:21:33 AM

-snip-

Nope. Totally legitimate loan. Not a scam at all.

Counter examples:
Legit 2BTC loan given to a Jr. Member at the time IIRC. or Legit 0.16BTC loan given to a Newbie at the time.

If lenders don't want Newbies (without collateral) in their threads, self mod your lending thread and delete all posts from Newbies. That's what I've done and so far I've only needed to delete one or two posts since April 2018.