Big/medium banks are never going to use Ripple, theyre only trying it out and will drop it then make their own technology (not de-centralized!)
Blockchain will change how we send money, but not through banks. Theyre completely against de-centralized control of financial system. We need blockchain solutions like Kora (
https://bitcointalk.org/index.php?topic=2876521.0) that are person to person and small business to small business
There are many big partnerships from the RIpple side, but there are many articles, that mostly it is small/medium companies and Ripple is faking and making it hype. If ripple will be dead in the near future than imagine what will happen to the market cap. In the long term, it's dead.