the project looks interesting but I do not understand why it takes so much time to implement it? Do you already have any licenses and patents?

I don't even know what licenses I need to get to work with Fiat money. Probably it will be the license of the Central Bank.

what country? what are you talking about? I do not understand how you can make this platform global.

The license of the central bank? Have you ever heard that central banks issue licenses to companies?