@nutildah
Fractional Reserve has always been the point of LN,
I am sorry, you are unable to comprehend that, but it is the truth none the less.
The links show the mindset of the LN devs and they are not as against fractional reserve systems as you are.
LN actually can create more onchain btc tranactions, if it is not correctly setup and this topic proves that.
https://bitcointalk.org/index.php?topic=5124663.msg50330030#msg50330030If you bother to read it and not get all offended because it upsets a false belief system in bitcoin,
because LN is not Bitcoin.

Buying Gift Cards generate less onchain traffic than using LN,
and give unlimited offchain transactions without creating a fractional reserve system, like what LN or an Exchange could.
FYI:
If you are afraid this topic was made to destroy LN, let me quell your fears, it is already too late for that.
LN (fractional reserve) will continue and evolve , while supplanting the majority of the crypto sphere, only a few coins will stand against it.