Well, i just want to welcome you onboard the lending section, as new fellow lender, and wish you the best.
Btw nice, simple and comprehensive thread, small font on TOS or i need glasses!

@Batmanvsduecare: Pushing/pressing someone to grand you a loan, doesn't sound/look good and possible will have the opposite outcome.
Especially when you admit that you will pay/bribe, in order to meet the lender's requirements...
P.S: Sorry for my late "welcome" post...Imo this needs a neutral rating at least for trying to pressure a loan lol, and saying that he could have bought merits to meet the requirements ( it's like account buying/selling )