But I wouldn't use Bitcoin to pay for anything that fiat can pay with unless it's very necessary, if I were you. Bitcoin is a provably scarce resource, don't waste it. HODL.

You are right but not all bitcoin holders have enough fiat so if their income is coming from bitcoin and it goes directly to their coins.ph wallet they dont have much choice but to distribute their bitcoin to their daily responsibilities if possible. You know, some of them depend on Bitcoin and do not really hodl like other investors do but, still good for them they can use their them for their daily expenses.