There can no longer be a deposit unless you specifically authorize that particular deposit or you specifically authorize that particular person or business to make deposits directly into your account.
Is that only for certain banks in the US or does that apply to all? Crazy, luckily I live in the EU and not in the "land of the free".
I don't know how broad the scope of it is. I know that all the banks local to me (Northern California, USA) have started doing things that way.
I don't know whether that's because the law now _requires_ it, because the law now _allows_ it, or because some regulatory agency is now incentivizing it or penalizing failure to do it, or because of a court precedent that makes banks less likely to get sued for it, or .... any of a thousand possibilities.