Quote from: susila_bai on June 18, 2019, 06:19:52 PM

Quote from: DarkDays on June 18, 2019, 06:07:58 PM

Quote from: susila_bai on June 18, 2019, 06:03:29 PM

Quote from: Csmiami on June 18, 2019, 05:49:08 PM

Quote from: susila_bai on June 18, 2019, 05:45:18 PM

This is not fair I just decently asking loan and nothing and I am getting negative tag.

Is their any rule that if any one is asking no collateral loan should get negative tag

If there was a rule, you could be reported to a moderator and your post deleted/your account banned.

Since there is not a rule, we use the trust system to tag some behaviours (like begging). You, as a Hero Member should know how the trust system works Wink

But this is not begging I am just decently asking loan and if no one wants to give its OK but for that tagging means openly you are misusing the trust system. I am also hero member and knows the rule. Their are so many loan request in other loan thread without collateral but they are not getting negative tag. But I got why.

Suspicious users who are likely to default on their loan are often smacked down with a negative tag.

While it is true that the majority of these are given to newbies and Jr. members, I think higher rank users who should know better should be equally liable to receive the same.

Then the other users who are also asking loan should be negative tag like me , why are they spared.
Then it means their is no respect for higher rank members. And DT member whatever they think can do with anyone in this forum misusing their powers and negative tag to anyone they want in the name of protecting the forum from spammers

Can you stop with the rank bs. Before the merit system was implemented, ive seen accounts shoot up to hero and above. Does that mean they should be "respected" or trustworthy? Nope.

The fact is you ask for a no collateral loan with no trust (with only "trust" you gotten was from '17 by someone who himself got flagged for spreading software with malware on it), no positive trading history, and done very little to contribute to the forum, and showing red flags that you will default on such a loan. So, with that said, it is the choice of any user, DT or not, to give you a negative feedback to warn others to take caution when dealing with you. Much like if you done something positive, any member can give you a positive feedback. While the "trust" system have been abused before, doesnt mean this is another case of abuse or misuse. Of course you can lock this thread, wait awhile and do something meaningful on the forum and maybe the DT who gave you a negative feedback would remove it or change it to a neutral. You can also open a topic in the reputation section and make a discussion about it, but in my opinion, with you being here even longer than me, you should know no [valid] collateral, no loan.

Next time, I would suggest reading the sticky topic before asking for a no collateral loan.