That doesn't mean that you can use the coins, if the wallet is locked for this coin.
That's why Op also gives the whole wallet as "Collateral"...


, Yup mate your right
Hope someone will filled my loan until tommorow , if no one will filled I will canceled it and lock this thread
Thank you
Thank you for proving my thoughts right but that makes you a Defaulter from the start, since it's clrearly that you wont have any intension to repay the loan that you ask.
So maybe it's better to lock your thread from...
now?
P.S: Ofc that doesn't mean that you will dodge any negatives incoming...