Quote from: DilaraSavasci on July 26, 2019, 02:21:41 PM

Simple
To send Bitcoin via Arf you dont need to know the recipient's Bitcoin address and they dont even need to be an Arf user. Just send some Bitcoin to their email address and we handle the rest.
Free
You dont pay any network transaction fees or commissions when you send money within the Arf Payments Network. Its FREE!
Instant
Every transaction within the Arf Payments Network occurs instantly. We built a new Layer 2 technology, called Pipeline, that validates all transactions instantly and settles them with Bitcoin network in bulk.
Secure
Arf uses non-custodial multisig wallets to handle all on-chain and off-chain funds. Your money is yours. So, even if we are hacked your funds are always safe.

This looks like a custodial service to me. Or something like off chain transactions
Please clarify.

You cannot make on chain transactions for free, neither transactions without knowing the receiving address