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How long do cryptocurrency deposits take?

Sometimes I have to wait about an hour to confirm transactions in bitcoin

It all depends on the processing time of the transaction on the blockchain. It takes about 60 minutes to receive 6 confirmations from the Bitcoin blockchain.

That is, it all depends only on the speed of the blockchain in which the coin or token is created?

It turns out Stellar or Ripple will be credited instantly?

Yes, this information is indicated on the site. Stellar and Ripple instantly appear in your personal account on the exchange website

I often use Stellar to trade and send cryptocurrencies, since coins are credited almost instantly.

Whereas bitcoin can be processed for a very long time.