I have previously viewed CRED as a friend suggested me to do so but when I checked it's reviews I was taken aback.
The app is shit as the reviews said. It doesn't pay the bills on time even if we have made the payments 2 days prior to the due date.
So I won't recommend anybody to download and use this app.
Only once my payment failed and they issued me refund in 3 days.
What if this scenario happened to you on the due date ?
You will probably get a fine for late payment or will have to pay the interest.
Does CRED also refunds the interest that you have to pay extra?
If you're worried so much about your payment failing then why make payment at the very last day?
Can't we make payment a week in advance?
Moreover, payment failure can happen in all the payment modes.
If you want to stay risk-free then why not go to your bank and pay the bills in cash?