No usage for eth?? It has the most amount of active developers, it's the leader in smart contracts platforms, its poised to lead decentralized finance. Have you heard of nightfall? Many blockchains are being built on , its market effect and network is huge. Please tell me how xrp can compare? Not ripple , xrp. Because xrp hodlers seem to confuse the two alot.... Banks might use ripple software but have no need or demand for the token. The fact that it is 3rd place despite very little usage and constant dumping is remarkable. Banks will adapt and make their own coin and swift will adapt and nullify any need for xrp.
We all know about the " usage" of ETH. YEs statistically speaking, it has ton of usage- many many block chain built on it. But this is extremely shallow look. All this as you say huge usage is just becasue of the ICOs and tehy are dieing, like it or not. No-one in the end uses ETH besides making shitcoins on shitcoins and speculating on them.
XRP is a faster an cheaper way to send fund across borders, this alone makes it better than ETH . Sorry.