Quote from: Kyraishi on October 17, 2019, 12:17:54 PM

Aren't fiat transactions already instant? There are new banking systems which allow instant payments from different banks.

There's also other apps like Skrill and Paypal where you can send fee-less transactions instantly. What's the point for me to pay you a 15 cent fee for doing this?

Not sure what's the point of an ICO here, I really don't see a future application to this and it's nothing new. No offence.

Hey!
Thanks for your questions!
Fiat to fiat transactions are still the subject of change: all bank-bank transactions are wire based therefore they cost a bit more than server-based ones that can be easily hacked, duplicated or destroyed.
About the PayPal, they do charge fees that are larger than ours (they are percentage-based) in case the money is sent to another country.
The ICO for the platform itself is not needed, however for the crypto-fiat payments there is a need for HRC 20 token in the system, therefore, we have decided that the best solution would be our own token.
Hope everything is answered, if not I'm here