I know you are exagerating to spread an idea, you are right in some points, but always be moderate in your life
You can get married without lose anything in a divorce, you can use the bank at your side (I use) you need banks to buy crypto for example
There are some good investments out there, with banks inclusive
You have to pay the taxes to live legally, but it's a good idea to study about economy and laws to know how can you pay less taxes without being illegal
And lastly, having jobs is not as bad as he think. It was vital in every human person because this is not inly a way to earn mkney and use for sustaining our daily needs but also a thing which gives us our own worth and boosts our self-esteem. I think jobs may considered toxic already if it comes to the point that you became a prisoner of it the moment you can no longer go for a vacation, have a lovelife or do anything which makes you happy.