Which crypto do you trust more, the one that is traded freely and nobody knows where the rate will go tomorrow (like Bitcoin) or the one that is under control of its developers (like Ripple, more or less)?
Where you would invest?
Decentralized coins are interesting. but I prefer centralized coins, I like centralized coins because they are more considered by developers, and their price stability is better maintained. unlike decentralized coins that are not noticed and the price can change very drastically like Bitcoin
but when viewed from the side of the benefits it is clear that decentralized coins are more profitable compared to centralized types of coins such as xrp, but both of course have their advantages and disadvantages if used as investment assets or used for trading because after all investments in this field certainly have risks that we must pay attention.