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Ahh calm down kiddo.
See you may be posting a project without knowing about it but I highly suspect that. But someone has to take the initiative and mark it to be a suspicious one and possible scam. Now these MLMs are confidence scams done by snowballing. The only way for people to stop them is to mark the people promoting them as scammers. You may not like it but you chose to promote it so the burden remains on you.
Now haru may very well be a scam. I wont talk about Nexo or celsius, because these lending platforms are often manipulating loans by creating them and making it seem like the platform is legit. What is actually done with the money is still not clear unless you have insider job.
I understand..
Thank you for your comment fortunejack!

So you mean that the Nexo and celsius can also be scammers, but so far, the way they seem is legit, right?
My question is that what could be the "most significant factors" that people evaluate those services seem legit or scam?
Since harubank seems to provide the highest interest among other defi & crypto finance services, I deposit a small amount of BTC to test the service (done KYC & withdraw) and worked really fine.
For me, to understand service really is to try and see if they are keeping the promise in the long-run.
Of course, I wouldn't deposit a substantial amount until I gain an adequate amount of trust. Still, my way to evaluate is to experience the service.
That's why I'm curious to know how and why people are so sure and stigmatize that the new / not-well-known service is definitely a scam, and what they choose as primary factors to evaluate.

Thanx!
