I hold XRP now because bought with higher price during ripple raise above $2 and I don't know will ripple back with higher price or not, we can't really trusted with ripple on higher price again because after two year price looks down and not raise up to higher price again, always become bad moment for holding ripple and looks not potential to higher price.
You should try to stop loss a bit or risk it in trading, it will take time before ripple can be in that price again. As we see there are times that it falls in such amount that lasted too long without increasing. We can't deny that the price were too low that we needs to find way to do something to make an earning from it, maybe half as hold and half for trading.
We have our own way of how we are analyzing the situation of the market especially with the coins that we are holding. On the past few months I am also holding a lot of XRP or ripples in which I am hoping a heavy increase or pumping on it before the year ends in which it is not happen so it is probably the time in which I stop on holding ripple and sell it anyway so that to avoid my losses, because as we can see right now the situation of the ripple in the market cap is very down and it is kind of long that it is not increasing, so I decided to sell it in my own good way. I am suggesting to you to stop holding xrp now because the situation of it is in a really bad condition so you must just think about holding it until now.