earning this 0.28, in my opinion, will be difficult for most of the users.
Earning is probably the easier part. I think this
BTC0.28 is achievable in one year or two for an average investor assuming bitcoin remains around $10K. The problem is that most of us are too impatient to sell or too weak to hodl.
If bitcoin surges, those figure will quickly change. Owning
BTC0.28 would probably land you to 0.5% of richest bitcoin holder.
With the current fiat value of Bitcoin, it is somewhat easier to earn
BTC0.28 in a year or two. The problem will come when the Fiat value is above 20k. Then I am sure things will be very different.
Another quick solution is investing in Bitcoin until its price is below 10k. The amount you need to invest is $2695.92. If you can then HODL it for a couple of years this amount will surely double or triple.
If you really believe that it's possible then why not take a loan.. take a loan payable for one year so you can get that 0.28 bitcoin now at a very cheap price. actually there's a lot of ways to acquire that amount of BTC if we are really interested.
Take it from CZ who sold his house to buy bitcoin.