Quote from: Latviand on Today at 08:28:35 AM

Quote from: thebutton on Today at 05:22:40 AM

As a student, I always spent my allowance without keeping track on it and I always find myself surprised that I have little or no money left that I can spent for the intended duration of that allowance but that's in the past. I am more conscious now but not to the point where I kept track all my of spending rather allocate for savings that I might use in the future to buy something that I want or need while the rest I spent on whatever I want. Now that I'm into cryptocurrency more so in BTC then some part of it goes to investing or some sort like lending and etc.

Quote from: jackg on April 28, 2020, 05:29:25 PM

...try to follow a 3:2:1 methadology or similar (also known as a 50:30:20)) - I'm quite a minimalist financially though to a comfortable extent.

It's my first time to have heard of this methodology or I might have heard it in the past but can't remember but either way I might as well try it. It seems simple and effective.

Money is not just a number because it will really help you survive in life, other people said that "Money can't by us happiness" but as we grow older, we really realize that life is about earning money. You can't eat food without money, you can't by what you want without money. Everything revolves in money so we can't say that money is only about numbers, there is something more than that and that's happiness and contentment. I keep on saving money because I know that I am the one who will benefit with my savings and it is not that hard if you really want to invest for something that is valuable. It is also applicable in holding a btc or other cryptocurrency, bitcoin is not just a number and there's an advantages using it.

Nowadays, if you have more money in your pocket or higher savings amount, it gives you more advantage than those who have nothing to spend. Money is not just a number but yes, a means for survival. Although you cannot buy everything from the money you own like fresh air and happiness but your basic necessities like food, water and shelter will only be possible if you have money to pay.