Quote from: Naida_BR on May 14, 2020, 03:24:07 PM

How can you ensure that loans are cheap?

This is made possible by the motivation of arousing the excitement of public spending which is a pillar of the economy in the real sector. The government has indeed provided stimulus in the form of easing credit quality assessments and credit restructuring, but banks are expected to be proactive in identifying their debtors who are affected by the Coronavirus spread so that debtors can still meet their daily needs.

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The situation is pretty unstable and banks have problems with liquidation due to the coronavirus pandemic.

Credit growth slowed and disrupted banking and non-banking performance in addition to an increase in LDR and NPL rates.

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The interest rates will be higher than expected eventually and the economy is going to be slowed down...

Loan interest will be high because of the balancing or patching process of reduced income and high budged government given credit relaxation and restructuring only companies affected by corona and in the form of interest subsidies, delays in principal payments, or granting additional credit.

In Indonesia, the Indonesia Eximbank Export Financing Institution raised lending rates to 8% from the previous 6% amid a pandemic on the pretext of adjusting financing interest rates selectively for debtors with specific criteria and will be reviewed periodically in accordance with the latest market and economic conditions.