Yep nothing works. Buying a VCC from US Bank wouldn't work as well for my paypal account. I've just talked to someone who sells VCC to a seller here in bitcointalk. This PayPal adventure of mine isn't saving me but has become an agonizing pain in my ass.
I think you can search for your local VCC sellers who can help you. You don't need to ask your bank. After all, I don't think they will understand what you need because I already ask my bank before, but unfortunately, they cannot explain what I want.
If you already use VCC from Visa, you can use Visa or Mastercard, and it doesn't need too long to see your account will get linked with the VCC. I don't recommend to use Payoneer because I have a problem with that. VCC still be the best for me to connect my account with the VCC.