Quote from: williamshennie9 on June 29, 2020, 07:16:57 PM

Thank you for pointing this out. You make a good point there. I'll start contributing more to the forum to make myself more credible. Thanks!

Great! Even after "spamming" Games and Rounds (which in itself it not against forum rules), I appreciate users who explore other parts of the forum and might even start contributing.

Note that my Merit is not an endorsement. It's because I appreciate making an effort (and the amount of based on the fact that I have to empty my source sMerit).

I noticed this:

Quote from: williamshennie9 on June 29, 2020, 06:03:59 PM

Collateral is required for all first-time lenders, and is fixed at 100% of the market value of BTC at the time the loan is requested.

This can go wrong on 2 parts:

If the collateral is only 100%, the borrower may lose all incentives to pay you back.
Be careful trusting people after a few loans, some people build up to larger loans and eventually exit scam.

An escrow is recommended already. But:

Quote from: williamshennie9 on June 29, 2020, 06:03:59 PM

If you do not feel comfortable publicly posting your loan request here, please send me a private message on this forum.

By handling things in private, you make it much harder for the escrow to know the details. If it comes to deciding who's right or wrong, clear public posts are much better.

Quote from: williamshennie9 on June 29, 2020, 06:03:59 PM

Code:

-----PROOF OF FUNDS AVAILABLE TO LOAN HELD IN WALLET: 33UuqgwoYmi52EwhZea5VWRt7CVh2F5GT4-----
This BTC address belongs to William's Bank and will be used to send all loans.
-----START SIGNATURE-----
33UuqgwoYmi52EwhZea5VWRt7CVh2F5GT4
IPQs/JckLguPhteGyIIZbhm34Czf0GaUyNw8uSd17RDlcF4hYzT0Gy25t1xMx7QnIZmT2b7Q1C4tX3fHO8Wm//o=
-----END SIGNATURE-----

Verified with Electrum. Balance: