Legal action would be a waste of time for such a small amount, I know from personal experience, but good luck with that. Can't say I feel bad about a loan shark not being paid back, OP was charging rates that would be considered illegal in many parts of the world. He wasn't even necessarily scammed, someone just defaulted on a loan, happens everyday in America.


" In most jurisdictions today (meaning, all of the USA, and most other civilized countries) usury (the crime of charging interest above a certain rate) is illegal; hence, usurious lenders operate outside the bounds of the law, because no court will assist them in getting a judgment against, or enforcing collection from, borrowers at the usurious interest rates they charge their customers — the lender, in other words, has no _legal_ recourse, if the borrower should default (fail to pay back) on the illegal loan (principal _or_ interest)."