I am glad you are not letting these trolls get to you. Alt-accounts making mischief while attention seeking is not anything new and
certainly seems to have at least one other account as the way he is posting like some who has been posting here before.
As for the terms and conditions of the loan, it was part of the deal which was agreed before the money was sent so I have no idea why newbie account
is behaving in the way he is.
Legal action would be a waste of time for such a small amount, I know from personal experience, but good luck with that. Can't say I feel bad about a loan shark not being paid back, OP was charging rates that would be considered illegal in many parts of the world. He wasn't even necessarily scammed, someone just defaulted on a loan, happens everyday in America.
" In most jurisdictions today (meaning, all of the USA, and most other civilized countries) usury (the crime of charging interest above a certain rate) is illegal; hence, usurious lenders operate outside the bounds of the law, because no court will assist them in getting a judgment against, or enforcing collection from, borrowers at the usurious interest rates they charge their customers the lender, in other words, has no _legal_ recourse, if the borrower should default (fail to pay back) on the illegal loan (principal _or_ interest)."
I provided terms to which the borrower agreed. No body put a gun to anyone's head and forced them to accept my terms.
You seem to have a very convoluted sense of logic: If I'm understanding correctly I'm responsible because I was charging rates that are more than some arbitrary number derived by corrupt governments intended to prevent their banker cohorts from abusing their coordinated corruption? Got it. My conclusion; you're obviously an irritating moronic troll, spreading your contradictory shit-posts across the forum trying to draw attention to yourself. Good luck with that.