Quote from: UserU on Today at 10:53:49 AM

Quote from: boyptc on Today at 10:08:20 AM

Ok, alright, I see.

I have encountered this with the financial advisors that I've talked to. They've offered me an "investment" + "deposit" and the other option was "investment" + "insurance".

I wasn't too ready during that time when they offered me those options.

Don't worry, you're not missing out much. Most of the time they just try to sell BS (get rich fast/ retire in X years) to you just for their quota/ commission.

From banks or insurances, they're legit but you're expected to reload/ top up funds every month. That's what I used to do until I decided to invest elsewhere.

Haha, you and I have the same thought with those 'retirement' fund that they're fronting with their sales.

They good to talk about those things after learning from several people through different forums sharing their investment journey with those offers that came from financial advisors, I was disappointed to see that their money lose not just with inflation but also with their investment.